Thursday, 19 November 2015

Malaysian banks fight for deposits with rates as high as 4.5%

Banks are chasing after cheap deposits to balance out the loan-deposit ratio (LDR), with some offering fixed deposit rates as high as 4.5% per annum for a 12-month tenure on a promotional basis.

In a survey by StarBiz on conventional and non-conventional banks, the promotional rates offered were on average 100 basis points higher than the rates displayed on the boards.

Among the highest promotional rate being offered by a conventional bank is Malayan Banking Bhd that is offering 4.5% per annum for a 12-month tenure, with the offer valid until Nov 30.

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